13→7
Close cycle cut nearly in half
Days to close, at a global shipping and logistics enterprise.
One Platform. Four Layers. Every Finance Operation Connected.
d4 is the Connected Finance platform for enterprises whose finance teams still reconstruct the truth manually. Trusted data foundation. Finance operations automation. Finance intelligence. AI-powered decisions. On one governed layer, working with the ERPs, EPMs, CRMs, and operational systems you already run.
Reconciliation, close, reporting, and forecasting operations governed on a single platform.
Real Outcomes From Real Deployments
80%
Reduction in reconciliation effort
Manual matching replaced by exception-based review.
90%
Automation of recurring reporting
Management packs generated on governed data.
8 wks
Time to first measurable outcome
Typical proof of concept on your priority use case.
At a global shipping and logistics enterprise with 10,000+ employees. POC timing is typical across deployments.
Your Systems Are Digitised. Your Financial Truth Isn't.
Every finance team we meet is running modern systems. ERP is live. CRM is connected. Billing is automated. And yet, every month, someone still reconstructs the truth by hand. The systems are connected. The numbers aren't. Here's where that breaks down.
Friction 01
Reconciliation Lives in Spreadsheets
Bank reconciliations, intercompany matches, vendor statement recs, GL tie-outs. Rule-based tools cap out somewhere around 70-90 percent auto-match. The manual tail lives in analyst spreadsheets, with logic that only the analyst remembers.
The Cost: Month-end deadlines missed. Audit trails thin. Institutional knowledge that walks out when the analyst does.
Friction 02
Close Runs Long, and No One Sees It Coming
Multi-entity, multi-ERP close cycles blow past deadlines because blocking tasks surface too late. Delivery leads can't see readiness until the day of close. Escalations happen after the fact.
The Cost: Reporting deadlines missed. Board packages built under time pressure. Corrections booked to next period instead of caught in the current one.
Friction 03
Same Metric, Different Number, Different System
Revenue in CRM. Revenue in billing. Revenue in the GL. Three numbers, none of them wrong on their own, none of them the same. Margin in operations. Margin in finance. Different definitions, different granularity, different periods.
The Cost: Leadership meetings start with reconciling the disagreement. Decisions delayed while finance defends the number.
Friction 04
Revenue Leakage Discovered After the Fact
Zero-charge orders. Broken billing integrations. Missed rebates. Contract terms that never made it into invoicing. The leakage is real, but it surfaces during the P&L review, weeks after the money has already exited.
The Cost: Recovery windows close. Corrective controls arrive late. Recurring leakage patterns stay hidden until someone looks backward.
Friction 05
Variance Analysis Is Manual Detective Work
Someone asks why margin moved. The answer takes two weeks. Analysts pull exports from three systems, build a bridge in Excel, and produce commentary that captures the "what" but rarely the "why." The rationale lives in one person's head.
The Cost: Finance answers the CFO's question after the decision window has closed.
Friction 06
Reports Rebuilt Every Month
The same two hundred management reports get rebuilt the same way every month, per entity, per BU, per period, mostly in Excel. Every KPI is a one-off build. Business users depend on analysts for every change.
The Cost: Analyst time consumed by report production. No shared KPI standard across the enterprise. Change requests queue behind IT.
d4 Is the Connected Finance Platform for the Enterprise.
d4 sits above your ERPs, EPMs, CRMs, and operational systems. It connects to what you already run, reconciles financial truth at the transaction level, automates the reconciliation and close and reporting operations your team does manually today, and turns governed data into the metrics and insights the CFO actually uses.
d4 does not replace your ERP. It does not replace your consolidation tool. It does not replace your planning system. It sits above them, reconciles what they produce, and makes that truth usable across finance operations.
Dashboards · Reports · Decisions · Agents
ERP · CRM · EPM · Billing · Files
Four Layers. One Governed Foundation.
Trusted Data Foundation
Connect and reconcile the financial truth. d4 maps every economic event once, validates source data on ingestion, and matches transactions as they arrive, with full lineage from source to report.
Common Finance Data Model. Data quality and validation. Reconciliation-native architecture. Audit-ready evidence on every item.
See capabilities
Finance Operations Automation
Automate the reconciliation, close, and reporting your team still does manually, with human-in-the-loop control where judgment matters.
Bank, intercompany, vendor, and GL matching. Invoice processing. AP and AR operations. Close orchestration. Report packs on governed data.
See capabilities
Finance Intelligence
Turn governed data into the metrics finance actually reports on, with the drill-downs to explain them.
1,200+ KPI Metrics Store. Revenue intelligence. Business performance. Variance and driver-based analysis, on live reconciled data.
See capabilities
AI-Powered Decisions
Ask questions in natural language. See what the CFO needs, when they need it.
Genie. CFO Cockpit. Insights Terminal. Anomaly detection and early-warning signals, grounded in reconciled data with lineage back to source.
See capabilities
Capabilities by Pillar
Pillar 1. Trusted Data Foundation
The Governed Base Layer. Where Financial Truth Gets Reconstructed.
Every downstream operation, reconciliation, close, reporting, forecasting, depends on data being reconciled and governed at the source. d4's foundation layer connects to your systems, harmonises the data, and produces the reconciled financial truth that everything else runs on.
Capability 01
Common Finance Data Model
Every economic event mapped once, resolved consistently across every system. d4 maps customer, account, SKU, vendor, product, entity, and period into a single canonical model.
- Canonical entity resolution across CRM, ERP, billing, EPM, and operational systems
- Unified definitions for revenue, margin, cost, and period across every source
- Business logic (rebates, allocations, exception rules) codified in the platform, not in spreadsheets
- Full traceability from every metric back to the source transaction
Outcome: Every number in every report ties back to the same reconciled financial truth.
Capability 02
Data Quality and Validation
Bad data surfaced before it becomes a bad number. d4 validates source data on ingestion. Anomalies, gaps, and structural inconsistencies are flagged before they propagate into reports, reconciliations, and forecasts.
- Automated validation rules across source systems
- Anomaly detection on ingested data
- Data lineage from source to every downstream metric
- Configurable data quality thresholds by domain
Outcome: Data problems caught at ingestion, not surfaced in a management review.
Capability 03
Reconciliation-Native Architecture
Reconciliation is how the platform works, not an add-on. Every transaction is matched, classified, and evidenced at the point of ingestion.
- Transaction-level reconciliation across every connected source
- Match, classify, and route exceptions with full evidence retention
- Configurable reconciliation rules per client, entity, and account type
- Audit-grade lineage from break to resolution
Outcome: Reconciliation is continuous, not a period-end scramble.
Capability 04
Full Data Lineage
From every reported number, click back to the source transaction. d4 retains full lineage from source data through every transformation to the final metric.
- End-to-end lineage from source system to reported metric
- Transformation history logged and versioned
- Audit-ready evidence retention on every reconciled item
- Time-based lineage for period comparability
Outcome: Every metric is defensible to the auditor, the controller, and the board.
Pillar 2. Finance Operations Automation
Automate the Work Finance Still Does Manually.
Reconciliation, invoice processing, close orchestration, reporting. Finance operations that consume 60 to 80 percent of the team's time are automated on d4, with human-in-the-loop control where judgment matters.
Capability 05
Reconciliation Engine
Bank, Intercompany, Vendor Statement, GL. Reconciled at the transaction level, not the net variance. AI-assisted matching layered on top of rule-based logic. Exceptions routed to human review with full context.
- Multi-source ingestion (banks, ERPs, subledgers, vendor statements) in native formats
- AI-assisted matching for the manual tail that rule-based tools leave behind
- Exception workflow with human-in-the-loop confirm and reject
- Full audit trail and evidence on every matched and unmatched item
Outcome: Up to 90 percent automation of matching effort. Reconciliation becomes exception-based, not spreadsheet-based.
Capability 06
Invoice Processing
From invoice arrival to reconciled AP transaction, automated. OCR-based invoice capture across PDF, scanned, and EDI formats. Automated two-way and three-way PO matching with configurable tolerances.
- OCR invoice capture across PDFs, scans, and EDI
- Automated 2-way and 3-way PO matching with configurable tolerances
- Exception workflow with human-in-the-loop review
- Spend analytics automatically generated from processed invoices
Outcome: AP analysts skip routine invoices. Exceptions get the judgment. Spend visibility comes free.
Capability 07
Accounts Payable and Receivable Automation
Cash application, collections prioritisation, dispute tracking, all governed on live data.
- Automated cash application across multiple ERPs and bank feeds
- Risk-prioritised collections worklists
- Real-time DSO, DPO, and cash conversion cycle visibility
- Dispute and deduction tracking with source-transaction lineage
Outcome: Less unapplied cash, prioritised collections, and revenue leakage caught while it can still be recovered.
Capability 08
Close Orchestration
The close calendar, dependency map, and readiness dashboard, on live status. Blocking tasks surface days before the deadline, not the morning of.
- Unified close calendar with live status across every activity
- Dependency mapping across entities, BUs, and ERPs
- Readiness dashboard for delivery leads and finance leadership
- Reusable orchestration layer, no rebuild per new entity or onboarding
Outcome: Close readiness visible seven days ahead of deadline. Escalations caught before close day.
Capability 09
Reporting Automation
Report packs generated on governed data, not rebuilt in Excel every month. Persona-based report templates. Configurable per client, per entity, per period.
- Templatised, persona-based report library on your reporting tool
- Configurable per client and per entity, no-code
- Anomaly detection flags issues before month-end close, not after
- Natural language query layer via Genie
Outcome: Consistent reporting SLAs across accounts. Self-service cuts analyst dependency. 8 weeks time to value on standard reporting packs.
Pillar 3. Finance Intelligence
Turn Governed Data Into the Metrics Finance Actually Reports On.
Once the data is reconciled and the operations are automated, the intelligence layer produces the metrics, drivers, and analysis that finance uses to run the business.
Capability 10
KPI Metrics Store
1,200+ finance KPIs across industries. 250+ KPIs per industry, ready out of the box. Every metric traces back to the reconciled source.
- 1,200+ pre-built finance KPIs across industries
- 250+ industry-specific KPIs per sector
- Drag-and-drop KPI consumption into reporting tools
- Version control, data lineage, and governance on every metric
Outcome: Enterprise-wide KPI consistency. Finance, sales, and procurement speak the same metrics language.
Capability 11
Revenue Intelligence
Pipeline-to-revenue reconciled. Leakage detected before it becomes lost. Unified visibility across CRM, billing, orders, and collections.
- Global sales and revenue dashboards on reconciled data
- Revenue leakage detection across order, billing, and cash flows
- Collections and cash realisation tracking
- Pipeline to actuals reconciliation
Outcome: Revenue leakage surfaced before it hits P&L. Sales and finance work from one number.
Capability 12
Business Performance Intelligence
Margin, working capital, and segment performance on governed data. Live view rather than month-end snapshot.
- Margin intelligence by product, customer, region, and segment
- Working capital performance analytics
- Segment analysis with transaction-level drill-down
- Live view rather than month-end snapshot
Outcome: Business performance visible in real time, not retrospectively.
Capability 13
Variance and Driver-Based Analysis
The "why" behind the number, decomposed and documented. Materiality-based flagging separates real variances from noise.
- Automated variance computation at line-item and cost-centre level
- Driver decomposition surfacing root cause
- Materiality-based flagging
- Commentary capture with lineage for reuse
Outcome: Variance commentary produced in hours, not weeks. Analyst time spent on judgment, not data gathering.
Pillar 4. AI-Powered Decisions
Ask a Question. See the Answer. Act on It.
The intelligence layer is only useful if finance leaders can actually consume it. d4's decision layer surfaces the right view for the right person, answers questions in natural language, and flags what needs attention before it becomes a problem.
Capability 14
Genie
Ask a question. Skip building the dashboard. Genie is d4's natural-language interface to the platform. Answers are grounded in reconciled data, with lineage back to the source.
- Natural-language query across every metric in the platform
- Answers grounded in reconciled data with full lineage
- Conversational follow-up for drill-down and clarification
- No-code, available to finance and business users
Outcome: Finance stops building dashboards for every ad hoc question. Answers arrive in minutes.
Capability 15
CFO Cockpit
The CFO's live view. Margin, revenue, cash, forecast risk. Not another BI tool. A finance-first view built for the office of the CFO.
- Live view of margin, revenue, cash position, and forecast risk
- Drill-down from every KPI to the underlying transaction
- Configurable per finance leader and per period
- Board-ready summaries generated on demand
Outcome: The CFO sees the numbers that matter, when they matter, without waiting for the reporting cycle.
Capability 16
Insights Terminal
100+ reporting templates. Persona-based. Ready to run. Analysts start from a template that matches the question, not from a blank canvas.
- 100+ pre-built report templates across finance operations
- Persona-based templates for controllers, FP&A leads, close managers, procurement finance
- Configurable per client, entity, and period without a rebuild
- Live data with drill-through to source, integrated with Genie
Outcome: Standard reporting packs delivered without a build cycle. Analysts start with the right template instead of building from scratch.
Capability 17
Anomaly Detection and Early-Warning Signals
Issues surfaced before they become close problems. d4 monitors reconciled data continuously and flags anomalies as they appear.
- Continuous monitoring across reconciled data
- Anomaly clustering by category and materiality
- Early-warning alerts routed to the responsible owner
- Recurrence pattern detection to prevent repeat exceptions
Outcome: Issues caught before close, not after.
Real Outcomes From Real Deployments.
At a global shipping and logistics enterprise with 10,000+ employees:
Close cycle cut nearly in half
reduction in reconciliation effort
automation of recurring management reporting
Typical time to first measurable outcome via POC
Built for the Industries That Run the World's Most Complex Finance Operations.
Manufacturing
Multi-plant P&L, inventory, and procurement unified across ERPs.
Learn more →Telecom
Revenue streams, subscriber data, and multi-entity consolidation reconciled in real time.
Learn more →Retail
Point-of-sale, inventory, and procurement connected across channels.
Learn more →Shipping and Logistics
Multi-entity close and multi-currency reconciliation automated.
Learn more →Life Sciences
Compliance-ready financial data with full audit trail.
Learn more →Frequently Asked Questions About the d4 Platform.
d4 sits above your existing systems, not in place of them. It connects to SAP, Oracle, Workday, NetSuite, and whatever else you run, reconciles the data at the transaction level, and produces governed financial truth that your ERP, consolidation tool, and planning tool can each use. d4 does not replace SAP Group Reporting, OneStream, BlackLine, Anaplan, or any accounting system.
d4 automates the finance operations that consume most of the finance team's time. Bank, intercompany, vendor statement, and GL reconciliation. Invoice processing with PO matching. AP and AR operations including cash application and collections prioritisation. Close orchestration across entities and ERPs. Reporting production from a governed KPI library. Variance analysis with driver decomposition. All with human-in-the-loop control where judgment matters.
d4 ships with 1,200+ finance-specific KPIs, 250+ per industry, built for the CFO office rather than generic analytics. Every KPI traces back to the reconciled source transaction. Every KPI is versioned, governed, and available for consumption in your existing reporting tools without a rebuild. A BI tool gives you the canvas. d4 gives you the KPIs.
Genie is d4's natural-language interface. Finance leaders and analysts ask questions in plain English and get answers grounded in the reconciled data, with lineage back to the source transaction. Genie is not a chatbot on top of a dashboard. It is an interface to the platform's underlying reconciled data model.
CFO Cockpit is a purpose-built dashboard for the office of the CFO, showing margin, revenue, cash position, and forecast risk in real time, with drill-down to the underlying transactions. It is not a generic BI tool. It is a finance-first view built on d4's reconciled data foundation.
Insights Terminal is d4's reporting workspace. It ships with 100+ pre-built report templates across close, reconciliation, revenue, procurement, working capital, and management reporting, all built on d4's reconciled data foundation. Analysts and controllers start from a template that matches the question they're answering, configurable per entity and period, integrated with Genie for ad hoc follow-up.
d4 runs a targeted proof of concept on your priority use case, whether that's reconciliation, close acceleration, invoice processing, revenue integrity, or working capital release. Measurable outcomes are delivered in 6 to 8 weeks. Full production deployment scales from that starting point without rip-and-replace.
d4 is built for enterprises where finance teams reconstruct the truth manually. That includes single-ERP mid-market organisations doing manual reconciliation, complex multi-ERP enterprises, and post-M&A companies running mixed stacks. The disqualifier is not company size. It is whether finance still stitches truth together by hand.
d4 is SOC 2 compliant, GDPR compliant, and built with role-based access controls, full data lineage, and transaction-level audit trails as core platform features. Every data transformation is logged, versioned, and audit-ready. ISO 27001 certification is in progress.
Ready to See d4 Working on Your Real Data?
Bring your priority use case. We'll run a proof of concept in 6 to 8 weeks on your actual systems and your actual data. No commitment until you see the outcome.